Start an ISA Program for your School

Let Chaptr handle your income-shares, focus on your learning program & outcomes

We handle all the stress of an income-share program from designing contracts, income-tracking to payment collection and follow-ups.

Become a School Partner

ISA Benefits

Why Offer Income-Shares

Increase Enrolments

Income-shares take the pressure of upfront tuition from students, reducing the barrier to entry

Increase Profits

Most of the payments are capped at a percentage higher than the initial fee payable increasing returns

Align Interests

ISAs align school and student interests. There’s an incentive to improve program and job outcomes

High Retention

When financing is not an issue, more of your students will be able to complete your program

Social Impact

Stop locking low-income earners out of quality education yet they need the skills more

A close up on a black female student looking at camera and wearing Square academic cap

what Chaptr does

Focus on your learning programs and outcomes, let us handle all the ISA stress

Income-share programs are difficult to manage. Here is what we do for you:

We work with schools to design income-share contracts that are profitable and not exploitative to students. We work with legal experts and follow all compliance regulations in order to offer income-shares to your students.

On admission, we vet students to determine how much they pay upfront and how much to defer through an ISA. We also do background checks to make sure you are taking in less risk per student.

Bulk of the work starts when students graduate from your program. We have a portal to track graduates’ employment status and their incomes. This helps determine a student’s monthly ISA payment.

Once a student is earning and paying off their ISA, we collect payments on behalf of schools on a monthly basis. You’ll get a detailed report of graduate payments and the state of all your income-share contracts.

In the rare case where a graduate is earning an income and not making their monthly obligations, we have a clear credit reporting framework compliant all key regulations. The goal is to disincentivize foul players.

Increase your enrolments by offering income-share agreements and flexible payment plans.